US Consumer Confidence Unexpectedly Drops Amid High Living Costs

The U.S. Consumer Confidence Index unexpectedly recorded its first decline in three months, as lingering frustration over high living costs offset a more optimistic view of the job market. The University of Michigan's initial October Consumer Sentiment Index fell to 68.9 from September's 70.1. Economists surveyed had expected a median value of 71.

Data released on Friday showed that consumers expect prices to rise by 2.9% over the next year, higher than the 2.7% anticipated in September, and marking the first increase in five months. They anticipate an inflation rate of 3% over the next five to ten years, lower than the 3.1% expected in September.

Despite inflation easing over the past year, residents continue to be troubled by high prices, believing that the increase in prices over the next year will outpace income growth. An indicator measuring consumers' views on their current financial situation has dropped to its lowest point since the end of 2022.

The proportion of consumers expecting the unemployment rate to rise over the next year fell to 31%, the lowest in ten months.

Joanne Hsu, who is in charge of the survey, said in a statement: "Despite a strong labor market, high prices and inflation remain the most pressing concerns for consumers."

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However, respondents welcomed the Federal Reserve's decision last month to lower borrowing costs. Their views on the purchase situation of durable goods such as cars and major household appliances rose to a four-month high.

In terms of home buying, concerns about high interest rates have fallen to their lowest in 15 months. But the report stated that most people still believe that borrowing costs are too high, indicating the need for further policy easing to stimulate sales.

The current situation index fell from 63.3 to 62.7. The expectations index dropped from 74.4 in September to 72.9.

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